Free equity estimate · No credit pull · 10-second form · Speak to a licensed advisor today
Cash-Out Refinance

Your home is sitting on untapped cash.

See how much equity you could access for home upgrades, debt payoff, or whatever life calls for. Quick form. No credit pull. No obligation.

Get your free equity estimate 10-second form
Please enter your full name.
Please enter a valid email.
Please enter a valid 10-digit phone number.

By clicking "See My Options," I provide my express written consent for Right Mortgage and its lending partners to contact me at the phone number and email I provided, including by autodialed and/or prerecorded calls and SMS messages, regarding mortgage products. Consent is not a condition of any purchase. Message and data rates may apply. I can opt out at any time.

You're all set.

A licensed Right Mortgage advisor will reach out shortly with your equity options. Watch for a call or email from a Michigan area code.

NMLS# 2383880 · Equal Housing Lender · Licensed Mortgage Broker
Licensed Mortgage Broker · NMLS# 2383880 · Equal Housing Lender · Multiple lender partners
What Homeowners Are Doing

Put your equity to work.

Three of the most common reasons homeowners tap into their home's equity.

Home improvements

Kitchen, roof, addition, or that pool you've been thinking about. Reinvest in the home you already love.

Pay off high-interest debt

Roll credit card and personal loan balances into one lower monthly payment — and free up your budget.

Major life expenses

College tuition, weddings, medical bills, or building a cash reserve. Use it for what matters most.

How It Works

Three steps. No surprises.

A simple, transparent process — built around your timeline, not ours.

1

Tell us about your home

Share a few quick details about your property and goals. Takes about 10 seconds.

2

We shop the market

Our team reviews offers from multiple lender partners to find the best fit for you.

3

Close in as little as 10 days

Sign, close, and have funds deposited directly to your account — in as little as ten days.

Real Homeowners

Neighbors helping neighbors.

Why homeowners chose Right Mortgage when it was time to tap their equity.

"The team explained everything in plain English. We pulled equity to redo our kitchen, and the whole thing was easier than I expected. Felt like working with a neighbor, not a call center."

SM
Sarah M.
Refinanced in 2024

"They shopped a handful of lenders for me, walked through every option, and we consolidated some old debt into one cleaner payment. Local team, real people, no jargon."

MT
Mike T.
Debt consolidation client

"From the first call to closing, every step felt clear. We unlocked equity we didn't even realize we had built up, and put it toward our daughter's college. Couldn't recommend them more."

JL
Jennifer L.
Cash-out refi, 2023
Why Right Mortgage

Built different than the big banks.

We're an independent local brokerage — which means we work for you, not for a single lender.

Independent broker — we shop, you save

We compare offers across our lender network so you don't have to call around yourself.

Local team — not a call center

Real people, real phone numbers. You'll speak with a dedicated licensed advisor from day one.

Multiple lenders, one application

Fill out our short form once. We handle the legwork of submitting to our partner lenders.

Plain-English process

No jargon, no surprises. We explain every step so you always know exactly where you stand.

Common Questions

Answers, in plain language.

No. Getting an initial equity estimate from Right Mortgage does not involve a hard credit pull and will not impact your credit score. A hard inquiry only happens later, with your express permission, if you decide to move forward with a formal application.
Most lenders look for at least 20% equity in your home for a cash-out refinance, though requirements vary. A licensed Right Mortgage advisor will review your situation and walk you through the specific options you qualify for.
Some of our clients close in as little as 10 days from application, though timelines depend on your specific lender, appraisal scheduling, and how quickly documents come back. We keep you updated at every step.
Pretty much anything. Common uses include home renovations, debt consolidation, college tuition, medical expenses, weddings, and building an emergency fund. The cash is yours once it lands in your account.
Closing costs vary based on your lender, loan amount, and the specifics of your property. Your Right Mortgage advisor will provide a transparent breakdown of any fees before you commit to anything — no surprise charges at closing.
A cash-out refinance replaces your existing mortgage with a new, larger loan, and you receive the difference as a lump sum. A HELOC is a separate revolving line of credit on top of your current mortgage. Each has tradeoffs — we'll help you compare both based on your goals.
That's completely fine. There's no obligation when you request an equity estimate. Many homeowners just want to understand their options before deciding. We'll lay everything out clearly so you can take your time and make the right call.

Find out what your equity can do.

One short form. A real Michigan team will reach out with your options — no pressure, no obligation.

  • No credit pull to get started
  • No obligation, ever
  • Takes about 10 seconds
Get your free equity estimate 10-second form
Please enter your full name.
Please enter a valid email.
Please enter a valid 10-digit phone number.

By clicking "See My Options," I provide my express written consent for Right Mortgage and its lending partners to contact me at the phone number and email I provided, including by autodialed and/or prerecorded calls and SMS messages, regarding mortgage products. Consent is not a condition of any purchase. Message and data rates may apply. I can opt out at any time.

You're all set.

A licensed Right Mortgage advisor will reach out shortly with your equity options. Watch for a call or email from a Michigan area code.

See My Options